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LOAN SERVICES

 

First National Bank Northwest Florida offers commercial, consumer, and residential lending programs.

 

Our staff is comprised of various local lenders who understand the needs of our customers and can assist you with seasonal and terms payment structures.

 

You will never have to wait and wonder if or when your loan request will be approved or by whom--decisions are made locally and quickly. 

 

You will never be a square peg in a round hole--your new banking family will make your loan fit you, not make you fit your loan.  And your local loan officer can handle any request: from business to home loans.

 

Your request may not always fit the “cookie cutter” mold.  That’s where our professionals can help.  We give you easy local access to all types of loans.  Whether it’s for something you want or something you need-we’re the best source for getting your financing.

 

We will be happy to evaluate each individualized request in order to assist you and/or your business.

 

 

 

SBA LOANS

 

SBA loans are loans to small businesses that are partially guaranteed by the Small Business Administration, an independent federal agency.  These loans are made to help small companies get started, expand, and prosper.

 

SBA loans have helped thousands of small companies get started and grow.  Many small businesses need term loans of up to 25 years but find most commercial lenders offer only short-term loans.  Longer–term loans enable the business to spread the repayment of the loan over a longer period and improve the cash flow of the business.  In addition, there are no “balloon payment” or periodic “renewal clauses” to worry about.

 

FNBNWFL will lend from $250,000.00 to over $5,000,000.00 under the SBA Guaranteed Loan Program.