CHECKING ACCOUNTS

 

First National Bank Northwest Florida offers a variety of checking account options:

 

Personal Checking Account

Minimum to open $100.00.

Balance below $750.00 will be assessed a monthly maintenance fee of $7.50.

 

Personal Value Checking Account

Minimum to open $50.00.

No minimum balance requirements.

Monthly maintenance fee of $3.00.

An activity fee of $.25 will be charged for each debit transaction in excess of 10 per statement cycle.

 

Senior Citizen Checking Account (Age 50 and over)

Minimum to open $50.00.

No minimum balance requirements.

No maintenance fee.

Unlimited transactions.

 

Personal Interest Bearing Checking Account

Minimum to open $100.00.

Balance below $1,000.00 will be assessed a monthly maintenance fee of $10.00 and will not earn interest.

Balances $1,000.00 and above will earn interest at the current rate.

 

Achiever Account

Customers 50 years of age & over have achieved the ability to participate in this account.

Minimum to open $100.00.

Balance below $1,000.00 will be assessed a monthly maintenance fee of $10.00 and will not earn interest.

Balances $1,000.00 and above will earn interest at the current rate for each tier:

 

IMPORTANT ACCOUNT OPENING INFORMATION

 

Federal law requires us to obtain sufficient information to verify your identity.  You may be asked several questions and to provide one or more forms of identification to fulfill this requirement.  In some instances we may use outside sources to confirm the information.  The information you provide is protected by our privacy policy and federal law.

CHECKING SERVICES

 

For most people, some type of checking account is probably the most basic, frequently used financial service available.

 

When you shop around to see what’s being offered, we think you’ll find that dealing with our staff just might be one of the best moves you can make.  We are local bankers dedicated to serving your local needs.

 

Our services give you the opportunity to earn interest on the amount deposited and we offer some of the most competitive rates and reasonable fees available.

 

At First National Bank Northwest Florida, our staff is dedicated to helping you find just the right account to suit your financial needs and lifestyle.  You can be assured that all our accounts are designed for total ease and convenience.

 

Personal accounts receive free ATM cards and service at our ATMs.  Bank when you want to.

 

Let us introduce you to our services.  We’re confident you’ll find just what you’re looking for!

 

Remember, with us you can relax knowing your deposits are insured to the maximum amount allowed by the FDIC.

Free Personalized Achiever Checks, Money Orders & Bank Checks.

Safe Deposit Box - 50% discount the first year.

 

Refer to the account disclosure information for precise terms and conditions.

 

Personal Money Market Checking Account

Minimum to open $1,000.00.

Balance below $1,000.00 will be assessed a monthly maintenance fee of $10.00 and will not earn interest.

Balances $1,000.00 and above will earn interest at the current rate for each tier:

 

Transaction limitations: Transfers from a money market account to another account or to third parties by preauthorized, automatic, or telephone transfer are limited to six per statement cycle, with no more than three by check or similar order to third parties.

 

Personal First Prime Checking Account

Minimum to open $500.00.

Balance below $1,500.00 will be assessed a monthly maintenance fee of $10.00 and will not earn interest.

Balances $1,500.00 and above will earn interest at the current rate for each tier:

 

Refer to the account disclosure information for precise terms and conditions.

 

 

BUSINESS SERVICES

 

 

Contact a customer service representative for current rates or more information.  (850) 769-3207