BUSINESS SERVICES

 

 

 

 

Business Checking Account

Minimum to open $100.00.

Balance below $2,500.00 will be assessed a monthly maintenance fee of $15.00.

An activity fee of $.25 will be charged for each debit transaction (withdrawal, check paid, automatic transfer or payment out of this account) in excess of 100 per statement cycle.

 

Small Business Checking Account

(designed for the sole-proprietorship business)

Minimum to open $100.00.

Balance below $1,000.00 will be assessed a monthly maintenance fee of $10.00.

A per item fee of $.25 will be charged for each debit transaction (withdrawal, check paid, automatic transfer or payment out of this account) in excess of 100 per statement cycle.

 

Business Interest Bearing Checking Account

Minimum to open $100.00.

Balance below $1,000.00 will be assessed a monthly maintenance fee of $10.00 and will not earn interest.

Balances $1,000.00 and above will earn interest at the current rate.

 

Business Money Market Checking Account

Minimum to open $1,000.00.

Balance below $1,000.00 will be assessed a monthly maintenance fee of $10.00 and will not earn interest.

Balances $1,000.00 and above will earn interest at the current rate for each tier:

 

 

 

 

 

 

 

 

IMPORTANT ACCOUNT OPENING INFORMATION

 

Federal law requires us to obtain sufficient information to verify your identity.  You may be asked several questions and to provide one or more forms of identification to fulfill this requirement.  In some instances we may use outside sources to confirm the information.  The information you provide is protected by our privacy policy and federal law.

Didn’t make it to the bank with your deposits before we closed?  Use our night depository.   First National Bank Northwest Florida has night drops at each of our locations.  Drop it in an envelope with your deposit slip and your funds or ask us for a zipper bag to use (just $5 each).  For larger deposits, you can use our locked zipper bags.  These bags are only $30 and come with a night drop key to accommodate the larger size.

Transaction limitations: Transfers from a money market account to another account or to third parties by preauthorized, automatic, or telephone transfer are limited to six per statement cycle, with no more than three by check, draft, point-of-sale, or similar order to third parties.

 

Business First Prime Checking Account

Minimum to open $500.00.

Balance below $1,500.00 will be assessed a monthly maintenance fee of $10.00 and will not earn interest.

Balances $1,500.00 and above will earn interest at the current rate for each tier:

 

Refer to the account disclosure information for precise terms and conditions.

 

 

Contact a customer service representative for more information.

(850) 769-3207